Photo of Chris  Gabriel
  • PRACTICE FOCUS
  • EDUCATION+
    • Southern Methodist University School of Law
      J.D., cum laude, 2010
    • New York University
      B.F.A., 1994
  • ADMISSIONS+
    • Texas
    • U.S. District Court, Northern District of Texas
    • U.S. District Court, Southern District of Texas
    • U.S. District Court, Eastern District of Texas
    • U.S. District Court, Western District of Texas
  • CLERKSHIP+

Major insurance companies place Chris Gabriel on their most demanding files because they know he is a problem solver, spots hidden issues, presents innovative strategies and keeps them well apprised of developments. Chris specializes in insurance coverage analysis and litigation primarily involving commercial general liability, commercial auto, professional liability, inland marine, commercial property, all risk and excess/umbrella policies.

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Major insurance companies place Chris Gabriel on their most demanding files because they know he is a problem solver, spots hidden issues, presents innovative strategies and keeps them well apprised of developments. Chris specializes in insurance coverage analysis and litigation primarily involving commercial general liability, commercial auto, professional liability, inland marine, commercial property, all risk and excess/umbrella policies.

Chris manages a large case docket, providing analysis, strategy and delivering results on a wide variety of complex coverage issues. These include

  • Additional Insured and Indemnity Agreements
  • Stowers Demands
  • Allocation and Priority issues
  • Self-Insured Retentions
  • Coverage B Claims
  • MCS-90 and Form F Claims
  • UM/UIM Claims
  • Multi-Carrier Declaratory Judgments
  • Fine Arts/Valuable Articles Claims
  • Subrogation Issues

Chris also represents insurers in first-party coverage and bad faith litigation.

Practice Focus

Experience

  • Lead coverage counsel on numerous matters involving underlying construction defects, commercial auto losses, oil and gas losses, environmental losses, crane and large equipment losses, commercial litigation and business torts, and other claims.
  • Counseled insurer throughout massive restoration and mitigation undertaking resulting from construction-related crane collapse in major metropolitan area.
  • Obtained federal district court summary judgment in hotly contested declaratory judgment coverage action related to serious injury case based on modified injury to employee exclusions contained in CGL policy.
  • Won federal court dismissal judgment for engineer clients in first-party coverage case asserting claims of violations of the Texas Insurance Code.
  • Obtained defense verdict in commercial auto accident case with complex facts, successfully convincing federal court jury to place almost all liability on responsible third party.
  • Negotiated settlements in numerous liability coverage, first-party, and insurance defense cases, including as specific example: favorable settlement in subrogation case involving disappearance of rare Victorian artifact collection.
  • Composed hundreds of coverage opinions and reservation of rights letters relied upon by major insurance companies.

Insights

Publications
  • “Business Income Loss Coverage Issues Arising from COVID-19 Pandemic,” Phelps White Paper (May 2020) Co-Author
  • Insurance Law Report: May 2020 (May, 2020)
  • “The Business Use Exclusion in Commercial Auto Policies,” Journal of Texas Insurance Law (Spring 2018) Author
  • "Vicarious Liability Among Transportation Defendants," State Bar of Texas, Prosecuting & Defending Truck and Auto Collision Cases 2015 (2015) Co-Author
  • Litigation Issues Affecting Common Interest Developments, DRI Professional Liability Seminar (2014) Co-Author
  • "Texas Limits Position on Prejudice," Claims Management Magazine (2014) Author
  • "No CGL Coverage B for FACTA Claims," Claims Management Magazine (2014) Author
  • "A Defense Under a Liability Policy Must Be Requested," Dallas Bar Association Headnotes Journal (2014) Author
  • "The Fortuity Doctrine and Liability Policies: A Little Knowledge Can Be a Dangerous Thing," 10th Annual Advanced Insurance Law Course (2013) Co-Author
  • "Interpreting 2093," 9th Annual Advanced Insurance Law Course (2012) Co-Author
  • "Allocation and Exhaustion in Texas," The Seminar Group, Insurance in the Construction Industry Symposium (2012) Co-Author
  • "What’s New? What’s Changed? Basic Highlights Of Recent Legislation Affecting Insurance Law Practice," 2011 University of Texas Annual Insurance Law CLE (2011) Co-Author
  • "The Other Policy Always Pays: A Look at Allocation and Exhaustion," 2010 University of Texas Annual Insurance Law CLE (2010) Co-Author
News

Memberships & Affiliations

  • Texas Bar Association, Insurance Law Section
  • Dallas Bar Association, Insurance Practice Section
  • Tarrant County Bar Association

Education

  • Southern Methodist University School of Law
    J.D., cum laude, 2010
  • New York University
    B.F.A., 1994

Admissions

  • Texas
  • U.S. District Court, Northern District of Texas
  • U.S. District Court, Southern District of Texas
  • U.S. District Court, Eastern District of Texas
  • U.S. District Court, Western District of Texas
  • Lead coverage counsel on numerous matters involving underlying construction defects, commercial auto losses, oil and gas losses, environmental losses, crane and large equipment losses, commercial litigation and business torts, and other claims.
  • Counseled insurer throughout massive restoration and mitigation undertaking resulting from construction-related crane collapse in major metropolitan area.
  • Obtained federal district court summary judgment in hotly contested declaratory judgment coverage action related to serious injury case based on modified injury to employee exclusions contained in CGL policy.
  • Won federal court dismissal judgment for engineer clients in first-party coverage case asserting claims of violations of the Texas Insurance Code.
  • Obtained defense verdict in commercial auto accident case with complex facts, successfully convincing federal court jury to place almost all liability on responsible third party.
  • Negotiated settlements in numerous liability coverage, first-party, and insurance defense cases, including as specific example: favorable settlement in subrogation case involving disappearance of rare Victorian artifact collection.
  • Composed hundreds of coverage opinions and reservation of rights letters relied upon by major insurance companies.
Publications
  • “Business Income Loss Coverage Issues Arising from COVID-19 Pandemic,” Phelps White Paper (May 2020) Co-Author
  • Insurance Law Report: May 2020 (May, 2020)
  • “The Business Use Exclusion in Commercial Auto Policies,” Journal of Texas Insurance Law (Spring 2018) Author
  • "Vicarious Liability Among Transportation Defendants," State Bar of Texas, Prosecuting & Defending Truck and Auto Collision Cases 2015 (2015) Co-Author
  • Litigation Issues Affecting Common Interest Developments, DRI Professional Liability Seminar (2014) Co-Author
  • "Texas Limits Position on Prejudice," Claims Management Magazine (2014) Author
  • "No CGL Coverage B for FACTA Claims," Claims Management Magazine (2014) Author
  • "A Defense Under a Liability Policy Must Be Requested," Dallas Bar Association Headnotes Journal (2014) Author
  • "The Fortuity Doctrine and Liability Policies: A Little Knowledge Can Be a Dangerous Thing," 10th Annual Advanced Insurance Law Course (2013) Co-Author
  • "Interpreting 2093," 9th Annual Advanced Insurance Law Course (2012) Co-Author
  • "Allocation and Exhaustion in Texas," The Seminar Group, Insurance in the Construction Industry Symposium (2012) Co-Author
  • "What’s New? What’s Changed? Basic Highlights Of Recent Legislation Affecting Insurance Law Practice," 2011 University of Texas Annual Insurance Law CLE (2011) Co-Author
  • "The Other Policy Always Pays: A Look at Allocation and Exhaustion," 2010 University of Texas Annual Insurance Law CLE (2010) Co-Author
News
  • Texas Bar Association, Insurance Law Section
  • Dallas Bar Association, Insurance Practice Section
  • Tarrant County Bar Association