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    First Party Property

    The property interests of a business or individual are among their most valuable, and yet, those interests are constantly at risk from various hazards, including weather, accidents and mischief.

    • Overview
    • Experience
    • Insights

    Related Professionals

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    Peri H. Alkas

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    Mark C. Dodart

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    Jordan Doggett Hawk

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    First-party claims

    When such a loss occurs, policyholders turn quickly to their first-party property policy to respond. Our lawyers are called upon by our insurer clients to assume various roles in such first-party claims – from spearheading a claim investigation to defending the insurer’s coverage position in litigation or on appeal – and everything in between.

    First-party property claims can be wide ranging, and our lawyers have experience advising clients on the whole spectrum, including but not limited to:

    • Arson and fire claims
    • Business interruption
    • Cyber claims
    • Dishonest acts
    • Embezzlement
    • Hail
    • Hurricane
    • Flood
    • Water and mold damage
    • Vandalism and theft

    Litigation

    We regularly represent insurance companies in disputes with their insureds. Our team fills various roles when handling a claim: leading the investigation, providing defense for the insurer’s position, appeals and trial. We consider all the facts of the loss, policy language and relevant laws. We can swiftly cut through the case facts to clearly outline the scope of loss and coverage issues.

    Litigation

    We regularly represent insurance companies in disputes with their insureds. Our team fills various roles when handling a claim: leading the investigation, providing defense for the insurer’s position, appeals and trial. We consider all the facts of the loss, policy language and relevant laws. We can swiftly cut through the case facts to clearly outline the scope of loss and coverage issues.

    Experience

    Obtained dismissal of several suits for first party insurance coverage brought as untimely, despite pending appraisal process and/or later discovery by insured of more extensive damage than that adjusted by insurer.

    Represented numerous Lloyd’s syndicates and domestic insurers in complex first-party property matters involving school districts and municipalities in Texas and Florida.

    Named Storms

    Coverage Rulings

    Obtained declaratory judgment for and early dismissal of surplus lines insurers on claim for tornado damage under Named Storm insurance policy.

    Insights

    • July 22, 2024

      Phelps Secures Early Exit for Insurers Through Judgment Clarifying Absence of Coverage for Unnamed Storms…

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