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    Chris Couch photograph

    Christopher P. Couch

    Partner

    Birmingham
    205-716-5211
    chris.couch@phelps.com
    Areas Of Focus
    Finance and LendingCorporate and Securities

    Chris Couch works with banks and privately held companies' executives on strategic business decisions, helping them think through how pulling one lever affects the operation of the whole machine. His experience working in the banking industry and ability to think in multiple directions allows him to minimize risk and align clients’ operations with their goals.

    Financial institutions rely on Chris' thoughtful approach to make informed, practical decisions on both traditional and cutting-edge issues, including those at the intersection of privacy and technology. With up-front planning, he helps banks and FinTechs minimize commercial loss and regulatory risk when it comes to:

      • Payment system operations
      • Privacy programs, information security and data breach response
      • Anti-money laundering programs
      • Affiliate transactions
      • Asset and bank sales and purchases, commercial borrowing, FinTech partnerships and vendor agreements

    Chris holds the IAPP’s Fellow of Information Privacy (FIP) distinction, having earned both the Certified Information Privacy Professional/United States (CIPP/US) and CIPM Certified Information Privacy Manager (CIPM) designations. He is also an ACAMS-designated Certified Anti-Money Laundering Specialist (CAMS).

    Chris also structures corporate, financial and commercial arrangements for private companies in a range of industries, from real estate to hospitality to technology. He’s experienced in setting up joint ventures and raising equity capital for clients, as well as designing financing plans to build new facilities or break into new markets.

    When they work with Chris, clients find a partner that shares their investment in their business and keeps an eye on challenges they may face in the future. Chris studied the structure of private capital markets and even earned his MBA to better understand the issues faced by company leaders and their shareholders, and holds industry-leading certifications in information privacy and privacy program management. He builds relationships with each client, taking every opportunity to develop an institutional knowledge of their operations, culture and regulatory environment. This informs his counsel, speeding up his search for solutions and steering clients clear of possible missteps.

    Chris knows how one decision cascades across operations in complex systems. In addition to decades spent advising market leaders across the country, this understanding is driven by his early careers as a retail banker and as in-house counsel for an industrial developer.

    Chris chairs Phelps' Innovation Committee and serves on its Technology and Operations committees.

    Chris holds the IAPP’s Fellow of Information Privacy (FIP) distinction, having earned both the Certified Information Privacy Professional/United States (CIPP/US) and CIPM Certified Information Privacy Manager (CIPM) designations. He is also an ACAMS-designated Certified Anti-Money Laundering Specialist (CAMS).

    Chris also structures corporate, financial and commercial arrangements for private companies in a range of industries, from real estate to hospitality to technology. He’s experienced in setting up joint ventures and raising equity capital for clients, as well as designing financing plans to build new facilities or break into new markets.

    When they work with Chris, clients find a partner that shares their investment in their business and keeps an eye on challenges they may face in the future. Chris studied the structure of private capital markets and even earned his MBA to better understand the issues faced by company leaders and their shareholders, and holds industry-leading certifications in information privacy and privacy program management. He builds relationships with each client, taking every opportunity to develop an institutional knowledge of their operations, culture and regulatory environment. This informs his counsel, speeding up his search for solutions and steering clients clear of possible missteps.

    Chris knows how one decision cascades across operations in complex systems. In addition to decades spent advising market leaders across the country, this understanding is driven by his early careers as a retail banker and as in-house counsel for an industrial developer.

    Chris chairs Phelps' Innovation Committee and serves on its Technology and Operations committees.

    Insights

    • March 14, 2025

      FinCEN, FINRA Offer Steps to Manage AML and Fraud Risks Posed by GenAI…

    • October 1, 2024

      Strong Ties: Banks’ Guide to Choosing Third-Party Partners…

    More +
    • August 15, 2024

      185 Phelps Lawyers Chosen for Best Lawyers in America, 20 Named "Lawyer of the Year," 26 Added to “Ones to Watch” List…

    • July 23, 2024

      Making the Most of Third-Party Service Providers…

    • July 13, 2024

      ABA Presents Trending Ethical Issues for Bankers…

    • June 6, 2024

      Chambers USA Guide 2024 Ranks 24 Phelps Practice Areas and 69 Lawyers…

    • May 8, 2024

      How Banks Can Preserve Value Amid Corporate Default Surge…

    • April 04, 2024

      Working Through Special Assets…

    • February 27, 2024

      Christopher P. Couch and Andrew J. Meaders Earn CAMS Certification…

    • February 15, 2024

      FinCEN Gives Banks Access to Beneficial Owner Database to Assist in Customer Due Diligence…

    • February 2, 2024

      BSA/AML Traps for the Unwary: FinTech Compliance Does Not Always Equal Bank Compliance…

    • February 1, 2024

      Navigating the Compliance Maze: Challenges Facing Community Banks with the Bank Secrecy Act…

    • September 12, 2023

      Roundtable Q&A: Challenges of Fraud Prevention in the Digital Banking Era…

    • August 17, 2023

      Best Lawyers in America Selects 208 Phelps Lawyers, Names 12 "Lawyer of the Year," Adds 47 to "Ones to Watch" List…

    • July 6, 2023

      Mad Dash to Comply with California’s New Privacy Regulations Averted as Court Stays Enforcement Until 2024…

    • June 1, 2023

      Chambers USA 2023 Ranks 20 Phelps Practice Areas and 60 Lawyers…

    • May 18, 2023

      Facing Fraud…

    • December 8, 2022

      Chris Couch Earns Internationally Recognized FIP and CIPM Designations…

    • October 21, 2022

      OCC Announces Examination Priorities for 2023…

    • August 18, 2022

      Best Lawyers in America Selects 158 Phelps Lawyers, Names 10 "Lawyer of the Year," Adds 40 to "Ones to Watch" List…

    • June 30, 2022

      Working with Fintechs: Who “Owns” the Customer?…

    • January 11, 2022

      Five Steps Health Care Providers Should Take as DOJ Expands Cybersecurity Oversight…

    • November 15, 2021

      Phelps Invests in Fintech Support for Banking and Corporate Clients…

    • November 1, 2020

      Cloud Computing for Banks: Embracing Innovation Security…

    • August 20, 2020

      Transitioning away from Libor…

    • June 9, 2020

      Economic Tools for Improving Negotiation Outcomes…

    • October 19, 2019

      Credit Concentration Risk Management Back in Regulatory Focus…

    • October 19, 2019

      Rethinking Overdraft Protection Plan Consents…

    Recognition

    • Chambers USA: America’s Leading Lawyers for Business - Banking and Finance
    • Banking and Finance Law (2025), Financial Services Regulation Law (2016-2025), Commercial Finance Law (2017-2025), The Best Lawyers in America
    • AV Preeminent Peer Review Rated, Martindale-Hubbell
    • Best of the Bar, Birmingham Business Journal (2021)
    • Top 40 Under 40, Birmingham Business Journal (2013)
    • Banking Law and Corporate Finance Top Attorney, Birmingham Magazine (2012-2014)
    • Alabama Super Lawyers Rising Stars list, Super Lawyers (2011)
    • Chambers USA: America’s Leading Lawyers for Business - Banking and Finance
    • Banking and Finance Law (2025), Financial Services Regulation Law (2016-2025), Commercial Finance Law (2017-2025), The Best Lawyers in America
    • AV Preeminent Peer Review Rated, Martindale-Hubbell
    • Best of the Bar, Birmingham Business Journal (2021)
    • Top 40 Under 40, Birmingham Business Journal (2013)
    • Banking Law and Corporate Finance Top Attorney, Birmingham Magazine (2012-2014)
    • Alabama Super Lawyers Rising Stars list, Super Lawyers (2011)

    Education

    • Vanderbilt University Owen Graduate School of Management, M.B.A., 2015
    • Pepperdine Graziadio Business School, Private Capital Markets Certificate, 2012
    • University of Alabama School of Law, J.D., magna cum laude, 2002
    • Birmingham Southern College, B.A., English, 1995
    • Vanderbilt University Owen Graduate School of Management, M.B.A., 2015
    • Pepperdine Graziadio Business School, Private Capital Markets Certificate, 2012
    • University of Alabama School of Law, J.D., magna cum laude, 2002
    • Birmingham Southern College, B.A., English, 1995

    Credentials

    • Alabama
    • Florida
    • Alabama
    • Florida

    Memberships and Affiliations

    Professional

    • American Bar Association – Middle Market and Banking Law Committees
    • Alabama State Bar
    • The Florida Bar
    • International Association of Privacy Professionals 
    • Alabama Bankers Association

    Civic

    • Alabama Episcopal Foundation - Immediate Past Chair
    • Episcopal Diocese of Alabama’s Department of Camp McDowell 

    Professional

    • American Bar Association – Middle Market and Banking Law Committees
    • Alabama State Bar
    • The Florida Bar
    • International Association of Privacy Professionals 
    • Alabama Bankers Association

    Civic

    • Alabama Episcopal Foundation - Immediate Past Chair
    • Episcopal Diocese of Alabama’s Department of Camp McDowell 
    • Overview
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    • Memberships and Affiliations

    Related Services

    • Finance and Lending
    • Corporate and Securities
    • Mergers and Acquisitions
    • Business
    • Cybersecurity, Privacy and Data Protection
    • Emerging Businesses
    • Real Estate
    • Banking and Financial Services
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