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    Mallory Thomas photograph

    Mallory H. Thomas

    Counsel

    Tampa
    813-472-7754
    mallory.thomas@phelps.com
    Areas Of Focus
    Insurance

    Mallory Thomas practices in the area of insurance with a focus on complex insurance coverage litigation and counseling. She represents surplus lines and admitted insurers in state and federal court in Florida in third-party coverage matters arising under commercial general liability, commercial auto, commercial excess, professional liability, premises liability, and personal liability policies.  

    Mallory represents insurers in declaratory judgment actions and direct-action lawsuits in state and federal court.

    Her practice involves providing strategic advice regarding high-exposure coverage issues such as:

    • Bad faith claims
    • Wrongful death claims
    • Assault and battery claims
    • Construction defect claims
    • Personal and advertising injuries

    In addition to handling matters in Florida, Mallory serves as regional coverage counsel. She has advised insurers on matters in Arizona, Arkansas, California, Georgia, Indiana, New York, Oklahoma, South Carolina, Tennessee, Texas, West Virginia, and the U.S. Virgin Islands.

    Experience

    • Successfully defended carrier in action at district court and Eleventh Circuit Court of Appeals for additional insured benefits relating to construction defect claim.
    • Obtained favorable ruling for carrier on nicotine products exclusion relating to class action on e-cigarette injuries.
    • Successfully represented carriers in multiple declaratory judgment actions involving alleged personal and advertising injuries under Coverage B.
    • Secured favorable coverage ruling for auto carrier based on non-scheduled driver.
    • Skillfully represented carriers through mediation and litigation on complex construction defect claims.

    Insights

    • March 26, 2025

      FL Appellate Court Overturns $25M Bad Faith Judgment on Untimely Notice Grounds…

    • November 18, 2024

      Safeco v. Heikka: A New Application of the Contreras Standard?…

    More +
    • August 15, 2024

      185 Phelps Lawyers Chosen for Best Lawyers in America, 20 Named "Lawyer of the Year," 26 Added to “Ones to Watch” List…

    • August 17, 2023

      Best Lawyers in America Selects 208 Phelps Lawyers, Names 12 "Lawyer of the Year," Adds 47 to "Ones to Watch" List…

    • August 18, 2022

      Best Lawyers in America Selects 158 Phelps Lawyers, Names 10 "Lawyer of the Year," Adds 40 to "Ones to Watch" List…

    • July 27, 2022

      Two Recent Rulings Spotlight Florida’s Third-Party Insurance Bad Faith Standards…

    • December 29, 2021

      Phelps Promotes Eight to Counsel Class…

    • August 19, 2021

      More Than Half of Phelps Lawyers Chosen for Best Lawyers in America, 12 Named "Lawyer of the Year," 40 Make “Ones to Watch” List…

    • August 28, 2020

      Phelps Relieves Scottsdale Insurance Company of Duty to Defend Insured in False Advertising Suits…

    • August 20, 2020

      127 Phelps Lawyers Selected to Best Lawyers in America, 16 Named "Lawyer of the Year" and 37 Chosen for First Class of "Ones to Watch"…

    Recognition

    • Insurance Law, The Best Lawyers in America: Ones to Watch (2021-2025)
    • Insurance Law, The Best Lawyers in America: Ones to Watch (2021-2025)

    Education

    • Stetson University College of Law, J.D., magna cum laude, 2014
    • University of Florida, B.A., Sociology, cum laude, 2011
    • Stetson University College of Law, J.D., magna cum laude, 2014
    • University of Florida, B.A., Sociology, cum laude, 2011

    Credentials

    • Florida
    • U.S. District Court, Northern District of Florida
    • U.S. District Court, Middle District of Florida
    • U.S. District Court, Southern District of Florida
    • Florida
    • U.S. District Court, Northern District of Florida
    • U.S. District Court, Middle District of Florida
    • U.S. District Court, Southern District of Florida

    Memberships and Affiliations

    • Florida Bar
    • Federal Bar Association, Tampa Bay Chapter
    • St. Petersburg Bar Association, Young Lawyers Section
    • Hillsborough Association for Women Lawyers (HAWL)
    • Stetson Law Review Mentorship Program
    • Florida Bar
    • Federal Bar Association, Tampa Bay Chapter
    • St. Petersburg Bar Association, Young Lawyers Section
    • Hillsborough Association for Women Lawyers (HAWL)
    • Stetson Law Review Mentorship Program
    • Overview
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    • Education
    • Credentials
    • Memberships and Affiliations

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