Tom Contois works to never be caught off guard when representing clients. He approaches every case with the possibility that it will be decided in court, and he plans for every detail. Every task has a purpose. Every decision based on what issues need to be addressed. While many of his cases do not end up in court, that preparation gives clients confidence in Tom’s judgement about what should be done in each unique situation.
For nearly 20 years, Tom has represented insurance carriers in coverage and bad faith disputes in trial courts and arbitrations throughout the U.S. His practice focuses primarily on first-party commercial property, inland marine and builder's risk coverages. Tom also advises carriers with respect to their obligations and the coverage issues presented by a variety of third-party liability policies. He counsels carriers on and litigates issues arising under commercial general liability policies, errors and omissions policies, pollution legal liability policies, employment practices liability policies and excess and umbrella coverages.
In addition to coverage issues, Tom's work with carriers has frequently included defending against bad faith and other extra-contractual claims.